CHRISTA VAN DER MERWE

Managing Director

NQF5 | PPRA Property Practitioners

I have over 16 years of experience in the real estate Business, and was Co-Broker owner of a National Estate Agency Franchise.
I was Credit Manager and Mortgage executive for period of 10 years at one of the major 4 Banks.
I have worked at an Attorneys Firm as well as close on 2 years with a major Development Company.
I was a Executive Mortgage Loan Broken for 2 years.
I worked as an estate agent for Pam Golding for period of 2 years.

RENTAL APPLICATION PROCESS FOR TENANTS

If you are a tenant currently looking for a rental property it is always good to have all your ducks in a row. To avoid any nasty surprises make sure you know your credit record is clean i.e. no judgement’s, defaults, trace alerts or a bad credex score for late payments etc. Transunion allows one free credit check per person per year, if you have not checked your credit status this year you can go to www.transunion.co.za. You need to ensure affordability, you need to earn a gross salary of 3x the monthly rental e.g. the rental is R5000 per month, you need to earn a minimum of R15 000 per month.

TENANT APPLICATION FORM

  1. Copy of ID or Passport (copy of work permit/residence)
  2. 3 months most recent bank statements
  3. Proof of income – current
  4. Proof of current residential address (not later than 3 months old)
  5. If employed for less than 3 months, the employment contract must be submitted

APPLICATION PROCESS

DETAILS REQUIRED

  1. Obtain TPN/ITN report to ensure credit worthiness
  2. Check bank statements and payslip for affordability
  3. Confirm employment
  4. Obtain a reference from current landlord
  5. Confirm next of kin
  1. All your personal details
  2. Spouse/Partners details
  3. Current landlord details
  4. Current employment details
  5. Next of kin details

DETAILS REQUIRED

The application process can take up to 24 hours. Your agent will contact you to let you know whether your application was successful. Even though we at Christa Rentals we have a very strict application process, at the end of the day the final approval still lies with the property owner.

DEPOSIT

The deposit is calculated as follows:

Deposit: Equivalent to one and a half month’s rental
Lease fee: R1 000 once off fee and R300 key deposit
Total deposit: One and a half month’s rental + R1 500 = full deposit